html:root{--colour-surface:var(--tbr-paper);--colour-surface-muted:var(--tbr-paper-muted);--shadow-card:0 16px 40px #06172129;--shadow-control:0 8px 20px #0b2c3d1f;--focus-ring:0 0 0 2px #fbfaf6, 0 0 0 4px #1a4a61}@supports (color:oklch(60% 0.1 40)){html:root{--tbr-bronze:oklch(70% .11 69);--tbr-bronze-dark:oklch(47% .09 66)}}.tbr-shell{--ink:var(--colour-text);isolation:isolate;color:var(--ink);background-color:var(--tbr-ink-950);background-image:linear-gradient(160deg,#0a2231 0%,#061721 72%);flex:1;place-items:center;padding:clamp(24px,4.5vw,56px);display:grid;position:relative;overflow:hidden}.tbr-shell:before{z-index:-1;opacity:.18;content:"";pointer-events:none;background-image:linear-gradient(#ffffff0d 1px,#0000 1px),linear-gradient(90deg,#ffffff0d 1px,#0000 1px);background-size:72px 72px;position:absolute;inset:0;-webkit-mask-image:linear-gradient(#000,#0000 74%);mask-image:linear-gradient(#000,#0000 74%)}.tbr-hero,.tbr-calculator{border:1px solid var(--tbr-line-dark);border-radius:var(--radius-panel);background:var(--tbr-paper);width:min(100%,1120px);box-shadow:var(--shadow-card);position:relative;overflow:hidden}.tbr-hero{color:#f8f5ee;background-color:var(--tbr-ink-900);background-image:radial-gradient(circle at 88% 6%,#63a1bb33,#0000 23rem),linear-gradient(132deg,#0a2231 5%,#10364b 62%,#0a2434 100%);padding:clamp(32px,6.5vw,78px);container-type:inline-size}.tbr-hero:before,.tbr-hero:after{content:"";pointer-events:none;position:absolute}.tbr-hero:before{aspect-ratio:1;border:1px solid #e1bf9129;border-radius:50%;width:380px;top:-220px;right:-160px;box-shadow:0 0 0 64px #e1bf910a}.tbr-hero:after{background:linear-gradient(#0000,#e5cda947);width:1px;height:106px;bottom:0;left:50%}.tbr-hero>*{position:relative}.tbr-hero__header,.tbr-calculator__header,.tbr-brand,.tbr-wordmark,.tbr-verified{align-items:center;display:flex}.tbr-hero__header{justify-content:space-between;gap:24px}.tbr-brand,.tbr-wordmark{color:inherit;letter-spacing:.015em;gap:12px;font-size:14px;font-weight:760}.tbr-brand__monogram{width:46px;height:46px;color:var(--tbr-ink-900);letter-spacing:.13em;background-color:#f7efe3;background-image:linear-gradient(145deg,#fffdf8,#dbc19f);border:1px solid #fff8ecb8;border-radius:15px;place-items:center;font-size:10px;font-weight:850;display:grid;position:relative;overflow:hidden;box-shadow:0 9px 24px #020c1333}.tbr-brand__monogram:after{content:"";border:1px solid #10364b3d;border-radius:50%;width:27px;height:27px;position:absolute;bottom:-11px;right:-9px}.tbr-wordmark{cursor:pointer;background:0 0;border:0;min-height:44px;padding:0}.tbr-tools-back{min-height:44px;color:var(--colour-accent,#173f55);font:inherit;cursor:pointer;background:0 0;border:0;align-items:center;padding:0;font-size:13px;font-weight:750;text-decoration:none;display:inline-flex}.tbr-tools-back:hover,.tbr-tools-back:focus-visible{text-underline-offset:4px;text-decoration:underline}.page-shell>.tbr-tools-back--on-dark{color:#f8f5ee;margin-bottom:18px}.tbr-verified{color:#f8f5eec7;min-height:34px;font-size:var(--type-quiet,.8125rem);letter-spacing:.035em;background:#ffffff0b;border:1px solid #f7f1e733;border-radius:999px;gap:8px;padding:0 13px;font-weight:690}.tbr-verified>span{background:#8fc29e;border-radius:50%;width:7px;height:7px;box-shadow:0 0 0 4px #8fc29e1f}.tbr-eyebrow{color:var(--tbr-bronze);font-size:var(--type-quiet,.8125rem);letter-spacing:.16em;text-transform:uppercase;margin:clamp(48px,7vw,78px) 0 17px;font-weight:790}.tbr-hero h1,.tbr-calculator h1{max-width:820px;color:inherit;font-family:var(--font-display);letter-spacing:-.042em;text-wrap:balance;margin:0;font-size:clamp(40px,5.6vw,68px);font-weight:500;line-height:1.05}.tbr-calculator h1{letter-spacing:-.032em;max-width:680px;font-size:clamp(32px,4.1vw,44px);line-height:1.12}.tbr-lead,.tbr-step-copy{max-width:650px;color:inherit;text-wrap:pretty;margin:23px 0 0;font-size:clamp(16px,1.8vw,18px);line-height:1.7}.tbr-lead{color:#f8f5eec7}.tbr-mode-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:15px;margin-top:clamp(38px,5.5vw,58px);display:grid}.tbr-mode-card{border-radius:var(--radius-card);color:#f8f5ee;text-align:left;cursor:pointer;touch-action:manipulation;min-height:228px;transition:border-color var(--transition-fast), background-color var(--transition-fast), box-shadow var(--transition-fast);background-color:#ffffff0e;border:1px solid #f8f5ee33;flex-direction:column;align-items:flex-start;padding:26px;text-decoration:none;display:flex;position:relative}.tbr-mode-grid--states .tbr-mode-card,.tbr-mode-card--primary{color:var(--tbr-ink-900);background-color:var(--tbr-paper);background-image:linear-gradient(145deg,#fffdf9,#f1eadf);border-color:#e2c49aa8}.tbr-mode-grid--states{gap:18px}.tbr-mode-grid--states .tbr-state-card{background-color:#f8f5ef;background-image:linear-gradient(155deg,#fffdf9 0%,#f4efe6 100%);border-color:#e2c49a80;min-height:188px;padding:clamp(25px,3vw,32px);overflow:hidden;box-shadow:0 14px 34px #0210181f}.tbr-mode-grid--states .tbr-state-card:before{border-radius:var(--radius-pill);background:var(--tbr-bronze);content:"";width:42px;height:3px}.tbr-mode-grid--states .tbr-state-card--tool{grid-column:1/-1;min-height:132px}.tbr-mode-grid--states .tbr-state-card--tool strong{margin-top:10px;font-size:clamp(22px,2.6vw,28px)}.tbr-mode-card__kicker{color:var(--tbr-bronze);font-size:var(--type-quiet,.8125rem);letter-spacing:.17em;text-transform:uppercase;font-weight:820}.tbr-mode-grid--states .tbr-mode-card__kicker,.tbr-mode-card--primary .tbr-mode-card__kicker{color:var(--tbr-bronze-dark)}.tbr-mode-card strong{letter-spacing:-.037em;max-width:390px;margin-top:auto;font-size:clamp(21px,2.4vw,27px);line-height:1.16}.tbr-state-card strong{font-family:var(--font-display);letter-spacing:-.035em;margin-top:14px;font-size:clamp(28px,3vw,34px);font-weight:560}.tbr-mode-card small{max-width:390px;color:inherit;opacity:.7;margin-top:7px;font-size:14px;line-height:1.5}.tbr-mode-card__cta{width:100%;color:inherit;font-size:var(--type-quiet,.8125rem);letter-spacing:.08em;opacity:.66;text-transform:uppercase;border-top:1px solid;justify-content:space-between;align-items:center;margin-top:23px;padding-top:15px;font-weight:780;display:flex}.tbr-mode-card__cta>span{font-size:18px;line-height:1;transition:transform .18s}.tbr-state-card .tbr-mode-card__cta{color:var(--tbr-bronze-dark);letter-spacing:.025em;opacity:1;text-transform:none;border-top:0;justify-content:flex-start;gap:9px;margin-top:auto;padding-top:22px;font-size:12px}.tbr-state-card .tbr-mode-card__cta>span{font-size:16px}.tbr-trust-strip{color:#f8f5eeb8;flex-wrap:wrap;gap:8px 16px;margin-top:26px;font-size:12px;font-weight:620;display:flex}.tbr-trust-strip>span{align-items:center;gap:7px;min-height:32px;display:inline-flex}.tbr-trust-strip>span:before{width:16px;height:16px;color:var(--tbr-bronze);content:"✓";border:1px solid #f8f5ee38;border-radius:50%;place-items:center;font-size:9px;display:grid}.tbr-hub-note{margin:16px 0 0}.tbr-hub-note a{color:#f8f5eee0;font-size:.92rem;font-weight:650}.tbr-hero__footer{border-top:1px solid #f8f5ee1f;margin-top:14px;padding-top:17px}.tbr-hero__footer .tbr-wordmark{color:#f8f5eebd;gap:9px;font-size:11px}.tbr-hero__footer .tbr-wordmark>span{font-size:15px;transition:transform .18s}.tbr-shell--calculator{align-items:start}.tbr-calculator{--tbr-bronze:var(--tbr-bronze-dark);background-color:var(--tbr-paper);border-color:#e6cdaa59;max-width:960px}.tbr-calculator__header{z-index:2;border-bottom:1px solid var(--tbr-line-light);-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);background-color:#fbfaf6ed;justify-content:space-between;gap:24px;min-height:88px;padding:18px 27px;position:relative}.tbr-calculator__header .tbr-brand__monogram{width:42px;height:42px;box-shadow:none;border-color:#1035492e}.tbr-calculator__header>div{color:var(--colour-accent);letter-spacing:.08em;text-transform:uppercase;flex-direction:column;align-items:flex-end;gap:3px;font-size:11px;font-weight:790;display:flex}.tbr-calculator__header small{color:var(--colour-text-muted);letter-spacing:0;text-transform:none;font-size:11px;font-weight:570}.tbr-progress{background:#dedbd3;height:4px;overflow:hidden}.tbr-progress>span{background-color:var(--tbr-bronze);background-image:linear-gradient(90deg, var(--tbr-bronze), var(--tbr-ink-700));height:100%;transition:width .24s cubic-bezier(.22,.74,.24,1);display:block}.tbr-calculator__body{min-height:560px;padding:clamp(34px,6vw,68px);container-type:inline-size}.tbr-calculator__body .tbr-eyebrow{margin-top:0}.tbr-calculator .tbr-eyebrow{color:var(--tbr-bronze-dark)}.tbr-step-copy{color:var(--colour-text-muted);margin-top:14px;font-size:15px;line-height:1.6}.tbr-vic-form,.tbr-vic-result{gap:17px;margin-top:33px;display:grid}.tbr-vic-form .tbr-money-label{margin:12px 0 -8px}.tbr-date-input{border:1px solid var(--colour-border);border-radius:var(--radius-control);width:100%;min-height:48px;color:var(--colour-accent);font:inherit;--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;transition:border-color var(--transition-fast), box-shadow var(--transition-fast);background:#fff;padding:0 16px;font-size:15px}.tbr-date-input:focus{border-color:var(--colour-accent);box-shadow:var(--focus-ring);outline:0}.tbr-vic-check{min-height:44px;color:var(--colour-text-muted);cursor:pointer;align-items:flex-start;gap:11px;font-size:14px;line-height:1.58;display:flex}.tbr-vic-check input{width:18px;height:18px;accent-color:var(--colour-accent);flex:none;margin:2px 0 0}.tbr-vic-result dl{margin:0}.tbr-vic-result dd{color:var(--colour-accent);margin:0;font-weight:730}.tbr-vic-result ul{color:var(--colour-text-muted);margin:0;padding-left:20px;font-size:14px;line-height:1.72}.tbr-money-label,.tbr-fieldset legend,.tbr-compact-question{color:var(--colour-accent);font-size:15px;font-weight:760;line-height:1.45}.tbr-money-label{margin:34px 0 9px;display:block}.tbr-money{border:1px solid var(--colour-border-strong);border-radius:var(--radius-control);min-height:72px;color:var(--colour-text-muted);transition:border-color var(--transition-fast), box-shadow var(--transition-fast);background-color:#fff;grid-template-columns:auto 1fr auto;align-items:center;gap:12px;padding:0 18px;display:grid;box-shadow:inset 0 1px 1px #0a223106}.tbr-money:focus-within{border-color:var(--colour-accent);box-shadow:var(--focus-ring)}.tbr-money--error,.tbr-money--error:focus-within{border-color:var(--colour-danger);background:var(--colour-danger-soft);box-shadow:0 0 0 4px #9a3f3824}.tbr-money input{width:100%;min-width:0;color:var(--ink);letter-spacing:-.04em;font-variant-numeric:tabular-nums;background:0 0;border:0;outline:0;font-size:clamp(29px,5vw,40px);font-weight:740}.tbr-money--compact{min-height:60px}.tbr-money--compact input{font-size:24px}.tbr-money--percent{grid-template-columns:1fr auto}.tbr-help,.tbr-error{margin:9px 0 0;font-size:13px;line-height:1.5}.tbr-help{color:var(--colour-text-muted)}.tbr-error{color:var(--colour-danger);font-weight:620}.tbr-primary,.tbr-secondary{border-radius:var(--radius-control);min-height:48px;font:inherit;cursor:pointer;touch-action:manipulation;transition:transform var(--transition-fast), color var(--transition-fast), background-color var(--transition-fast), border-color var(--transition-fast), box-shadow var(--transition-fast);justify-content:center;align-items:center;gap:10px;margin:0;padding:0 20px;font-size:14px;font-weight:700;line-height:1.2;text-decoration:none;display:inline-flex}a.tbr-primary,a.tbr-secondary,a.tbr-primary:link,a.tbr-primary:visited,a.tbr-primary:hover,a.tbr-primary:focus-visible,a.tbr-secondary:link,a.tbr-secondary:visited,a.tbr-secondary:hover,a.tbr-secondary:focus-visible{-webkit-text-decoration:none;text-decoration:none}.tbr-cta-icon{border-block-start:1.5px solid;border-inline-end:1.5px solid;flex:none;width:.45em;height:.45em;transform:translateY(-1px)rotate(45deg)}.tbr-primary{border:1px solid var(--colour-accent);color:#fbfaf6;background-color:var(--colour-accent);background-image:none;box-shadow:0 8px 22px #855b3038}a.tbr-primary:link,a.tbr-primary:visited{color:#fbfaf6}.tbr-secondary{border:1px solid var(--colour-border-strong);color:var(--colour-accent);background:#fff}a.tbr-secondary:link,a.tbr-secondary:visited{color:var(--colour-accent)}.tbr-primary--inverse{color:var(--tbr-ink-950);background:var(--colour-text-inverse);border-color:var(--colour-text-inverse);box-shadow:none;background-image:none}a.tbr-primary--inverse:link,a.tbr-primary--inverse:visited,a.tbr-primary--inverse:hover,a.tbr-primary--inverse:focus-visible{color:var(--tbr-ink-950)}.tbr-primary:active:not(:disabled),.tbr-secondary:active:not(:disabled){transform:scale(.98)}.tbr-hero>.tbr-primary,.tbr-route>.tbr-primary,.tbr-contact>.tbr-primary,.tbr-calculator__body>form:not(.tbr-vic-form)>.tbr-primary{margin-top:30px}.tbr-fieldset,.tbr-compact-fieldset{border:0;min-width:0;margin:32px 0 0;padding:0}.tbr-fieldset legend{margin-bottom:10px}.tbr-choice-grid{grid-template-columns:repeat(2,minmax(0,1fr));grid-auto-rows:1fr;gap:10px;display:grid}.tbr-choice{cursor:pointer;min-width:0;height:100%;position:relative}.tbr-choice input{z-index:1;opacity:0;cursor:pointer;width:100%;height:100%;margin:0;position:absolute;inset:0}.tbr-choice__surface{border:1px solid var(--colour-border);border-radius:var(--radius-control);height:100%;min-height:88px;transition:border-color var(--transition-fast), background-color var(--transition-fast), box-shadow var(--transition-fast);background:#fff;flex-direction:column;justify-content:center;gap:4px;padding:16px 44px 16px 16px;display:flex;position:relative}.tbr-choice__surface strong{color:var(--colour-accent);font-size:15px}.tbr-choice__surface small{color:var(--colour-text-muted);font-size:13px;line-height:1.45}.tbr-choice input:checked+.tbr-choice__surface{border-color:var(--tbr-bronze-dark);box-shadow:inset 0 0 0 1px var(--tbr-bronze-dark);background:#f6f0e6}.tbr-choice input:checked+.tbr-choice__surface:after{color:#fff;background:var(--colour-accent);content:"✓";border-radius:50%;place-items:center;width:23px;height:23px;font-size:12px;font-weight:850;display:grid;position:absolute;top:14px;right:14px}.tbr-scope-stack{gap:14px;margin-top:25px;display:grid}.tbr-compact-fieldset{border:1px solid var(--colour-border);background:var(--colour-surface-muted);border-radius:14px;margin:0;padding:19px 20px}.tbr-compact-question{margin:0 0 13px}.tbr-compact-fieldset>.tbr-help{margin:-4px 0 12px}.tbr-segmented{grid-template-columns:repeat(auto-fit,minmax(min(100%,136px),1fr));grid-auto-rows:1fr;gap:10px;display:grid}.tbr-segmented label{cursor:pointer;min-width:0;height:100%;display:flex;position:relative}.tbr-segmented input{opacity:0;pointer-events:none;position:absolute}.tbr-segmented span{border:1px solid var(--colour-border-strong);border-radius:var(--radius-control);width:100%;min-height:48px;color:var(--colour-accent);text-align:center;white-space:normal;transition:color var(--transition-fast), border-color var(--transition-fast), background-color var(--transition-fast);background:#fff;justify-content:center;align-items:center;padding:10px 12px;font-size:14px;font-weight:750;line-height:1.35;display:inline-flex}.tbr-segmented input:checked+span{border-color:var(--colour-accent);color:#fff;background:var(--colour-accent)}.tbr-actions{justify-content:space-between;align-items:center;gap:12px;margin-top:34px;display:flex}.tbr-declaration,.tbr-route__notice{border:1px solid var(--colour-border);border-left:4px solid var(--tbr-bronze);color:var(--colour-text-muted);background:var(--colour-surface-muted);border-radius:13px;margin-top:24px;padding:19px 20px;font-size:14px;line-height:1.64}.tbr-declaration p{margin:0}.tbr-declaration p+p{margin-top:10px}.tbr-declaration ul{margin:11px 0 0;padding-left:20px}.tbr-declaration li+li{margin-top:6px}.tbr-result>h1,.tbr-vic-total{color:var(--tbr-ink-900);font-variant-numeric:tabular-nums;letter-spacing:-.06em;margin:0;font-family:ui-sans-serif,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:clamp(48px,8vw,76px);font-weight:760}.tbr-result__label{color:var(--colour-text-muted);margin:7px 0 0;font-size:14px;font-weight:680}.tbr-result__meta{border-block:1px solid var(--colour-border);color:var(--colour-text-muted);flex-wrap:wrap;gap:13px 30px;margin:29px 0 0;padding:16px 0;font-size:12px;display:flex}.tbr-result__meta strong{color:var(--colour-accent);margin-left:5px}.tbr-result-section,.tbr-funding{margin-top:34px}.tbr-result-section h2,.tbr-funding h2,.tbr-funding h3{color:var(--colour-accent);letter-spacing:-.025em;margin:0 0 14px;font-size:18px}.tbr-lines{border-top:1px solid var(--colour-border)}.tbr-lines>div,.tbr-funding__result>div{border-bottom:1px solid var(--colour-border);min-height:54px;color:var(--colour-text-muted);justify-content:space-between;align-items:center;gap:16px;font-size:14px;display:flex}.tbr-lines strong,.tbr-funding__result strong{color:var(--colour-accent);font-variant-numeric:tabular-nums;font-size:14px}.tbr-line--optional{font-style:italic;color:var(--colour-text-muted)!important}.tbr-result-section--benefit{background:#f1f6f0;border:1px solid #3d704e3d;border-radius:16px;padding:22px}.tbr-funding{border-radius:var(--radius-card);color:var(--colour-text-muted);background-color:var(--colour-surface-muted);background-image:linear-gradient(145deg,#f7f3eb,#f0ece3);border:1px solid #855b3040;padding:clamp(23px,4vw,31px)}.tbr-funding .tbr-eyebrow{color:var(--tbr-bronze-dark);margin-top:0}.tbr-funding .tbr-money-label{margin:20px 0 9px}.tbr-funding>p:not(.tbr-eyebrow){margin:0 0 18px;font-size:14px;line-height:1.62}.tbr-funding__result{margin-top:20px}.tbr-funding__total strong{color:var(--tbr-ink-900);font-size:16px}.tbr-funding__headline{border-bottom:0!important;min-height:68px!important}.tbr-funding__headline strong{color:var(--tbr-ink-900);font-size:20px}.tbr-funding__prompt{color:var(--colour-text-muted);margin:15px 0 0;font-size:13px;line-height:1.55}.tbr-funding>small{color:var(--colour-text-muted);margin-top:14px;font-size:12px;line-height:1.55;display:block}.tbr-funding>.tbr-funding__contact{border-top:1px solid var(--colour-border);color:var(--colour-text-muted);margin:18px 0 0;padding-top:17px;font-size:13px;line-height:1.6}.tbr-funding__contact strong{color:var(--colour-accent)}.tbr-contact{border-top:1px solid var(--colour-border);margin-top:23px;padding-top:19px}.tbr-contact>p,.tbr-contact__privacy p,.tbr-contact__form>small{color:var(--colour-text-muted);font-size:13px;line-height:1.65}.tbr-contact__form>label:not(.tbr-contact__consent){color:var(--colour-accent);gap:8px;font-size:14px;font-weight:720;display:grid}.tbr-contact__form select,.tbr-contact__form>label:not(.tbr-contact__consent)>input,.tbr-contact__form textarea{border:1px solid var(--colour-border-strong);width:100%;min-height:49px;color:var(--colour-accent);font:inherit;background:#fff;border-radius:11px;padding:11px 13px;font-weight:500}.tbr-contact__form textarea{resize:vertical;min-height:96px}.tbr-contact__privacy-link{margin:0;font-size:13px}.tbr-contact__privacy-link a{color:var(--colour-accent);font-weight:700}.tbr-contact__privacy summary{color:var(--colour-accent);cursor:pointer;font-size:13px;font-weight:700}.tbr-contact__consent{color:var(--colour-text-muted);align-items:flex-start;gap:10px;font-size:13px;line-height:1.6;display:flex}.tbr-contact__consent input{width:18px;height:18px;accent-color:var(--colour-accent);flex:none;margin-top:2px}.tbr-contact__form>[role=alert]{color:var(--colour-danger);margin:0;font-size:13px}.tbr-contact__email-action{width:-moz-fit-content;width:fit-content}.tbr-contact__direct a{color:var(--colour-accent);overflow-wrap:anywhere;font-weight:700;-webkit-text-decoration:none;text-decoration:none}.tbr-contact__direct a:hover,.tbr-contact__direct a:focus-visible{text-underline-offset:4px;text-decoration:underline}.tbr-contact>.tbr-contact__direct{margin:12px 0 16px}.tbr-assumptions{border:1px solid var(--colour-border);border-radius:var(--radius-control);color:var(--colour-text-muted);background:var(--colour-surface-muted);margin-top:25px;padding:17px 18px;font-size:13px;line-height:1.58}.tbr-assumptions summary{min-height:28px;color:var(--colour-accent);cursor:pointer;font-weight:750}.tbr-assumptions ul{margin:12px 0 0;padding-left:20px}.tbr-actions--result{justify-content:flex-start}.tbr-choice input:focus-visible+.tbr-choice__surface,.tbr-segmented input:focus-visible+span,.tbr-primary:focus-visible,.tbr-secondary:focus-visible,.tbr-wordmark:focus-visible,.tbr-mode-card:focus-visible,.tbr-vic-check input:focus-visible,.tbr-assumptions summary:focus-visible{box-shadow:var(--focus-ring);outline:none;text-decoration:none}@media (hover:hover){.tbr-mode-card:hover{border-color:var(--tbr-bronze);box-shadow:0 20px 48px #000d1538}.tbr-mode-card:hover .tbr-mode-card__cta>span{transform:translate(2px,-2px)}.tbr-hero__footer .tbr-wordmark:hover>span{transform:translate(-3px)}.tbr-choice:hover .tbr-choice__surface{border-color:var(--colour-border-strong);box-shadow:var(--shadow-hairline)}.tbr-primary:hover{background-color:var(--colour-accent-hover);box-shadow:var(--shadow-control);text-decoration:none}.tbr-secondary:hover{border-color:var(--colour-accent);background:var(--colour-surface-muted);text-decoration:none}.tbr-primary--inverse:hover{color:var(--tbr-ink-950);background:#fff;border-color:#fff}}@container (width<=680px){.tbr-choice-grid{grid-template-columns:1fr}}@media (max-width:760px){.tbr-shell{place-items:start stretch;padding:0;overflow:visible}.tbr-shell:before{display:none}.tbr-hero,.tbr-calculator{min-height:100%;box-shadow:none;border:0;border-radius:0}.tbr-hero{padding:28px 20px 42px}.tbr-hero:before{top:-170px;right:-210px}.tbr-hero:after{display:none}.tbr-verified{padding-inline:10px;font-size:9px}.tbr-eyebrow{margin-top:48px}.tbr-mode-grid{grid-template-columns:1fr;margin-top:34px}.tbr-mode-card{min-height:184px;padding:21px}.tbr-calculator__header{padding:14px 16px}.tbr-calculator__body{padding:32px 18px 44px}.tbr-actions{align-items:stretch}.tbr-actions .tbr-primary,.tbr-actions .tbr-secondary{flex:1}.tbr-actions--result{flex-direction:column}}@media (max-width:470px){.tbr-brand__monogram{border-radius:13px;width:41px;height:41px}.tbr-brand{font-size:12px}.tbr-verified{background:0 0;border:0;justify-content:center;width:34px;padding:0;font-size:0}.tbr-hero h1{font-size:clamp(36px,10.8vw,46px)}.tbr-calculator h1{font-size:clamp(30px,8.6vw,38px)}.tbr-calculator__header>div{max-width:44%}.tbr-calculator__header small{text-align:right}.tbr-actions:not(.tbr-actions--result){flex-direction:column-reverse}.tbr-lines>div,.tbr-funding__result>div{align-items:flex-start;padding-block:14px}}@media (prefers-reduced-motion:reduce){.tbr-mode-card,.tbr-mode-card__cta>span,.tbr-primary,.tbr-secondary,.tbr-progress>span,.tbr-choice__surface,.tbr-hero__footer .tbr-wordmark>span{transition:none}}@media (prefers-contrast:more){.tbr-mode-card,.tbr-money,.tbr-choice__surface,.tbr-compact-fieldset,.tbr-date-input{border-width:2px}}@media (forced-colors:active){.tbr-shell,.tbr-hero,.tbr-mode-card,.tbr-calculator,.tbr-money,.tbr-choice__surface,.tbr-compact-fieldset,.tbr-funding,.tbr-result-section--benefit{color:canvastext;background:canvas}.tbr-brand__monogram,.tbr-mode-card--primary,.tbr-primary,.tbr-segmented input:checked+span{color:buttontext;background:buttonface;border:1px solid buttontext}}.tbr-site-header{z-index:1000;-webkit-backdrop-filter:blur(16px);backdrop-filter:blur(16px);background:#050606f9;border-bottom:1px solid #d3a56c1f;position:sticky;top:0}.tbr-site-header__inner{width:min(var(--container), calc(100% - 48px));grid-template-columns:auto 1fr;align-items:center;gap:30px;min-height:74px;margin:0 auto;display:grid}.tbr-site-header__brand{align-items:center;min-height:44px;display:inline-flex}.tbr-site-header__brand img{width:182px;height:auto;display:block}.tbr-site-nav{justify-content:flex-end;align-items:center;gap:6px;margin-left:auto;display:flex}.tbr-site-nav a,.tbr-mobile-nav nav a{color:#f8f5eebd;font-size:var(--type-nav,.875rem);letter-spacing:.09em;text-transform:uppercase;font-weight:700;text-decoration:none}.tbr-site-nav a{min-height:44px;transition:color var(--transition-fast), background-color var(--transition-fast);align-items:center;padding:12px 13px;display:inline-flex;position:relative}.tbr-site-nav a:hover,.tbr-site-nav a:focus-visible,.tbr-site-nav a[aria-current=page]{color:#fff}.tbr-site-nav a[aria-current=page]:after{content:"";background:#c89559;height:1px;position:absolute;bottom:5px;left:13px;right:13px}.tbr-site-nav .tbr-site-nav__enquire{color:#fff;background:#855b30;border:1px solid #9b6a38;justify-content:center;min-width:116px;margin-left:12px}.tbr-site-nav .tbr-site-nav__enquire:hover,.tbr-site-nav .tbr-site-nav__enquire:focus-visible,.tbr-site-nav .tbr-site-nav__enquire[aria-current=page]{color:#fff;background:#9b6a38}.tbr-site-nav .tbr-site-nav__enquire:after{display:none}.tbr-site-nav a:focus-visible,.tbr-mobile-nav summary:focus-visible,.tbr-mobile-nav nav a:focus-visible,.tbr-site-footer a:focus-visible{outline-offset:2px;outline:2px solid #e8d5b5}.tbr-mobile-nav{display:none;position:relative}.tbr-mobile-nav summary{min-width:44px;min-height:44px;color:var(--colour-text-inverse);cursor:pointer;justify-content:center;align-items:center;padding:0;list-style:none;display:flex}.tbr-mobile-nav summary::-webkit-details-marker{display:none}.tbr-mobile-nav__label{clip:rect(0 0 0 0);width:1px;height:1px;position:absolute;overflow:hidden}.tbr-mobile-nav__icon{gap:5px;width:23px;display:grid}.tbr-mobile-nav__icon i{background:#d9b27f;height:1px;display:block}.tbr-mobile-nav nav{background:linear-gradient(145deg,#ffffff06,#0000 45%),#090a0a;border:1px solid #c895593d;width:min(300px,100vw - 28px);padding:10px;position:absolute;top:calc(100% + 10px);right:0;box-shadow:0 24px 58px #0000005c}.tbr-mobile-nav nav a{border-bottom:1px solid #f8f5ee13;align-items:center;min-height:48px;padding:13px 14px;display:flex}.tbr-mobile-nav nav a:last-child{color:#d8a86f;border-bottom:0}.tbr-mobile-nav nav a:hover,.tbr-mobile-nav nav a:focus-visible,.tbr-mobile-nav nav a[aria-current=page]{color:#fff;background:#f8f5ee0b}#main-content h1,#purchase-planner-result,.tbr-calculator__body{scroll-margin-top:100px}.tbr-site-header~.tbr-shell .tbr-hero__header .tbr-brand{display:none}.tbr-site-header~.tbr-shell .tbr-hero__header{justify-content:flex-end}.tbr-site-header~.tbr-shell .tbr-calculator__header .tbr-wordmark,.tbr-site-header~.tbr-shell .tbr-planner__brand{display:none}.tbr-site-header~.tbr-shell .tbr-planner__header{justify-content:flex-start;min-height:56px}.tbr-site-footer{color:var(--colour-text-inverse);background:radial-gradient(circle at 14% 10%,#c8955912,#0000 24rem),#050606;border-top:1px solid #c8955924;margin-top:auto}.tbr-site-footer__inner{width:min(var(--container), calc(100% - 48px));grid-template-columns:minmax(280px,1.35fr) repeat(2,minmax(150px,.55fr));gap:48px;margin:0 auto;padding:54px 0 40px;display:grid}.tbr-site-footer__brand img{width:148px;height:auto;display:block}.tbr-site-footer__brand p{color:#f8f5eec7;max-width:36ch;margin:18px 0 9px;line-height:1.5}.tbr-site-footer__brand>a{width:-moz-fit-content;width:fit-content;margin-top:6px;display:block}.tbr-site-footer__brand>a:first-of-type{margin-top:0}.tbr-site-footer a{color:#f8f5eed1;text-decoration:none}.tbr-site-footer a:hover,.tbr-site-footer a:focus-visible{color:#fff;text-underline-offset:3px;text-decoration:underline}.tbr-site-footer nav{align-content:start;gap:11px;display:grid}.tbr-site-footer nav strong{color:#c89559;font-size:var(--type-quiet,.8125rem);letter-spacing:.15em;text-transform:uppercase;margin-bottom:6px}.tbr-site-footer__note{width:min(var(--container), calc(100% - 48px));color:#f8f5ee78;font-size:var(--type-nav,.875rem);border-top:1px solid #f8f5ee17;justify-content:space-between;gap:24px;margin:0 auto;padding:17px 0 24px;display:flex}#guide-article-host .education--guide .education__crumbs{color:#5f5144}#guide-article-host .education--guide .education__crumbs a{color:#684522}@media (max-width:900px){.tbr-site-nav a{font-size:var(--type-nav,.875rem);padding-inline:9px}.tbr-site-nav .tbr-site-nav__enquire{min-width:102px;margin-left:5px}}@media (max-width:820px){.tbr-site-header__inner{width:min(100% - 24px, var(--container));grid-template-columns:minmax(0,1fr) auto minmax(0,1fr);gap:8px;min-height:64px}.tbr-site-header__brand{grid-column:2;justify-self:center}.tbr-site-header__brand img{width:min(154px,52vw)}.tbr-site-nav{display:none}.tbr-mobile-nav{grid-column:3;justify-self:end;display:block}#main-content h1,#purchase-planner-result,.tbr-calculator__body{scroll-margin-top:88px}.tbr-site-footer__inner{width:min(100% - 24px, var(--container));grid-template-columns:1fr 1fr;gap:34px 24px;padding-top:42px}.tbr-site-footer__brand{text-align:center;grid-column:1/-1}.tbr-site-footer__brand img{width:148px;margin-inline:auto}.tbr-site-footer__brand p,.tbr-site-footer__brand>a{margin-inline:auto}.tbr-site-footer__note{width:min(100% - 24px, var(--container));text-align:center;flex-direction:column;gap:6px}}@media (prefers-reduced-motion:reduce){.tbr-site-nav a,.tbr-mobile-nav__icon i{transition:none}}html:root{--font-body:"Avenir Next", Avenir, "Helvetica Neue", -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;--font-display:"Iowan Old Style", Baskerville, "Baskerville Old Face", "Palatino Linotype", "Book Antiqua", Palatino, Georgia, "Times New Roman", serif;--type-h1-marketing:clamp(2.75rem, 5vw, 4.25rem);--type-h1-tool:clamp(2.25rem, 4vw, 3.4rem);--type-h1-marketing-mobile:clamp(2.25rem, 8.5vw, 2.625rem);--type-h1-tool-mobile:clamp(2.1rem, 7.5vw, 2.4rem);--type-lead:1.125rem;--type-body:1rem;--type-support:1rem;--type-ui:.9375rem;--type-nav:.875rem;--type-quiet:.8125rem;--type-feature-body:.9375rem;--measure-prose:68ch}body,button,input,select,textarea{font-family:var(--font-body)}body{letter-spacing:-.006em;font-size:16px;line-height:1.58}#main-content h1,#main-content h2,#main-content h3{text-wrap:balance}#main-content p,#main-content li{text-wrap:pretty}.tbr-site-nav a{font-size:var(--type-nav);letter-spacing:.085em}.tbr-site-footer a{font-size:.9375rem;line-height:1.45}.tbr-site-footer__brand p{font-size:var(--type-body);line-height:1.6}.education--guide .education__prose{font-size:1.025rem;line-height:1.65}.tbr-info__prose p,.tbr-info__prose li{max-width:var(--measure-prose)}.education--guide .education__prose h2{margin-top:2.5em;line-height:1.16}.tbr-plan-entry__lead,.tbr-journey__lead,.tbr-planner__intro>p,.tbr-info__lead{line-height:1.68}.tbr-plan-entry__lead{margin:16px 0 14px}.tbr-plan-entry__note{max-width:62ch;color:var(--colour-text-muted);margin:0;font-size:.9375rem;line-height:1.6}.tbr-plan-entry__states{margin-top:24px}.tbr-help,.tbr-contact__hint,.tbr-planner__scope{line-height:1.55}.tbr-info--contact .tbr-info__contact .tbr-contact .tbr-contact__form input,.tbr-info--contact .tbr-info__contact .tbr-contact .tbr-contact__form select,.tbr-info--contact .tbr-info__contact .tbr-contact .tbr-contact__form textarea,.tbr-planner .tbr-money input,.tbr-journey .tbr-money input{font-size:1rem;line-height:1.4}.tbr-eyebrow,.eyebrow,.tbr-lead-form__eyebrow,.tbr-lead-cta__eyebrow{font-size:var(--type-quiet)}@media (max-width:820px){.tbr-mobile-nav nav a{letter-spacing:.08em;font-size:.875rem}.education--guide .education__prose{font-size:1rem;line-height:1.65}}@media (max-width:620px){.tbr-homepage__support,.tbr-homepage__section-copy>p:not(.tbr-homepage__section-kicker),.tbr-homepage__resource p{font-size:var(--type-support);line-height:1.68}.tbr-money,.tbr-money--compact,.currency-field,.tbr-contact__form input:not([type=checkbox]):not([type=hidden]),.tbr-contact__form select,.tbr-lead-form input:not([type=checkbox]):not([type=hidden]),.tbr-lead-form select,.tbr-money input,.currency-field input{min-height:44px}}.tbr-shell .tbr-eyebrow,.tbr-planner .tbr-eyebrow,.tbr-info .tbr-eyebrow,.tbr-mode-card__kicker{font-size:var(--type-quiet)}:root{color:#102534;font-synthesis:none;text-rendering:optimizelegibility;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;--colour-canvas:#f3efe6;--colour-canvas-dark:#061721;--colour-surface:#fbfaf6;--colour-surface-elevated:#fffdf9;--colour-surface-muted:#f3efe6;--colour-text:#102534;--colour-text-muted:#566774;--colour-text-subtle:#6d7a83;--colour-text-inverse:#f8f5ee;--colour-border:#dcd8cf;--colour-border-strong:#aaa79f;--colour-accent:#173f55;--colour-accent-hover:#0e3043;--colour-accent-soft:#e9f0f2;--colour-gold:#c89559;--colour-gold-dark:#855b30;--colour-gold-soft:#f6f0e6;--colour-danger:#9a3f38;--colour-danger-soft:#fcf0ed;--tbr-ink:#102534;--tbr-ink-950:#061721;--tbr-ink-900:#0a2231;--tbr-ink-800:#123a50;--tbr-ink-700:#1a4a61;--tbr-paper:#fbfaf6;--tbr-paper-muted:#f3efe6;--tbr-bronze:#c89559;--tbr-bronze-dark:#855b30;--tbr-line-dark:#edddc233;--tbr-line-light:#10253421;--space-1:4px;--space-2:8px;--space-3:12px;--space-4:16px;--space-5:20px;--space-6:24px;--space-8:32px;--space-10:40px;--space-12:48px;--space-14:56px;--space-16:64px;--space-20:80px;--radius-control:12px;--radius-card:16px;--radius-panel:24px;--radius-pill:999px;--shadow-hairline:0 0 0 1px #10253414;--shadow-card:0 16px 40px #0617211f;--shadow-control:0 8px 20px #0b2c3d1f;--focus-ring:0 0 0 2px #f3efe6, 0 0 0 4px #1a4a61;--transition-fast:.16s cubic-bezier(.22, 1, .36, 1);--transition-step:.24s cubic-bezier(.22, .74, .24, 1);--font-display:Iowan Old Style, Baskerville, "Times New Roman", serif;--container:1180px;--container-prose:720px;--card-width:620px;--content-width:560px;background:#f3efe6;font-family:ui-sans-serif,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}html{background:var(--colour-canvas);min-width:320px}body{min-width:320px;min-height:100vh;margin:0}#root{background:var(--colour-canvas);flex-direction:column;min-height:100svh;display:flex}.tbr-route-loading{min-height:100vh;background:#080909;min-height:100svh;padding:72px max(24px,50% - 480px)}.tbr-route-loading__skeleton span{background:#f7f3eb14;border-radius:9px;max-width:560px;height:18px;margin-bottom:18px;display:block}.tbr-route-loading__skeleton span:first-child{background:#c8955959;width:30%}strong,dd,input,.result-detail>h1{font-variant-numeric:tabular-nums}button,input,summary{font:inherit}button{-webkit-tap-highlight-color:transparent}a[class]{text-decoration-line:none}.page-shell{isolation:isolate;padding:clamp(var(--space-6), 3vw, var(--space-10));background-color:var(--colour-canvas-dark);background-image:linear-gradient(160deg,#0a2231 0%,#061721 72%);flex-direction:column;flex:1;justify-content:center;align-items:center;display:flex;position:relative;overflow:hidden}.page-shell:before{z-index:-1;opacity:.18;content:"";pointer-events:none;background-image:linear-gradient(#ffffff0d 1px,#0000 1px),linear-gradient(90deg,#ffffff0d 1px,#0000 1px);background-size:72px 72px;position:absolute;inset:0;-webkit-mask-image:linear-gradient(#000,#0000 74%);mask-image:linear-gradient(#000,#0000 74%)}.brand{color:#f8f5ee;letter-spacing:-.012em;margin-bottom:var(--space-4);flex:none;align-items:center;gap:9px;font-size:14px;font-weight:680;display:flex}.brand__mark{border-radius:var(--radius-control);background:linear-gradient(145deg,#fffdf8,#dbc19f);border:1px solid #fff8ec9e;place-items:center;width:30px;height:30px;display:grid}.brand__mark span{border:2px solid #173f55;border-top:0;width:8px;height:8px;transform:rotate(45deg)}.calculator-card{width:min(100%, var(--card-width));border-radius:var(--radius-card);box-shadow:var(--shadow-card);transition:width var(--transition-step), min-height var(--transition-step);background:#fbfaf6;border:1px solid #e6cdaa59;flex-direction:column;margin:0;display:flex;overflow:hidden}.calculator-card--intro{justify-content:center;width:min(100%,680px)}.calculator-card--intro .card-content{width:100%;padding:0}.calculator-card--result{width:min(100%,820px)}.calculator-card--property{width:min(100%,760px)}.calculator-card--foreign-share{width:min(100%,680px)}.progress{appearance:none;width:100%;height:3px;color:var(--colour-accent);background:#ecefeb;border:0;padding:0;display:block;overflow:hidden}.progress::-webkit-progress-bar{background:#ecefeb}.progress::-webkit-progress-value{background:var(--colour-accent)}.progress::-moz-progress-bar{background:var(--colour-accent)}.card-content{width:100%;padding:var(--space-10) var(--space-12);animation:enter-forward var(--transition-step) both;flex:1}.card-content--back{animation-name:enter-back}@keyframes enter-forward{0%{opacity:0;transform:translate(10px)}}@keyframes enter-back{0%{opacity:0;transform:translate(-10px)}}.intro{width:100%;max-width:var(--content-width);padding:58px var(--space-8);text-align:center;margin:0 auto}.eyebrow{margin:0 0 var(--space-3);color:var(--colour-accent);font-size:var(--type-quiet,.8125rem);letter-spacing:.09em;opacity:.86;text-transform:uppercase;font-weight:700}h1{color:var(--colour-text);font-size:var(--type-h1-tool);font-family:var(--font-display);letter-spacing:-.035em;text-wrap:balance;outline:none;margin:0;font-weight:500;line-height:1.12}.intro__copy,.wizard__copy,.unavailable__lead{max-width:470px;color:var(--colour-text-muted);line-height:1.55}.intro__copy{max-width:460px;margin:var(--space-5) auto var(--space-8);font-size:16px}.button{min-height:52px;padding:0 var(--space-6);justify-content:center;align-items:center;gap:var(--space-6);border-radius:var(--radius-control);cursor:pointer;transition:color var(--transition-fast), border-color var(--transition-fast), background var(--transition-fast), box-shadow var(--transition-fast), transform var(--transition-fast);border:1px solid #0000;font-size:15px;font-weight:680;display:inline-flex}.button--primary{color:#fff;background-color:var(--colour-accent);box-shadow:var(--shadow-control);background-image:none}.button--primary:hover{background:var(--colour-accent-hover);transform:translateY(-1px);box-shadow:0 9px 20px #1f573e33}.button--primary:active{transform:translateY(0);box-shadow:0 3px 8px #1f573e26}.button--secondary{color:var(--colour-text);border-color:var(--colour-border);background:var(--colour-surface)}.button--secondary:hover{border-color:var(--colour-border-strong);background:var(--colour-surface-muted)}.button--quiet{min-height:48px;color:var(--colour-text-muted);background:0 0}.button--quiet:hover{color:var(--colour-text);background:var(--colour-surface-muted)}.button:focus-visible,.back-button:focus-visible,.choice input:focus-visible+.choice__body{box-shadow:var(--focus-ring);outline:none}.icon{fill:none;stroke:currentColor;stroke-width:1.6px;stroke-linecap:round;stroke-linejoin:round;width:18px;height:18px}.icon--left{transform:rotate(180deg)}.privacy-note{margin:var(--space-6) 0 0;color:var(--colour-text-subtle);justify-content:center;align-items:center;gap:7px;font-size:13px;display:flex}.shield-icon{fill:none;stroke:currentColor;stroke-width:1.5px;stroke-linecap:round;stroke-linejoin:round;flex:none;width:17px;height:17px}.wizard{width:100%;max-width:var(--content-width);margin:0 auto}.calculator-card--property .wizard{max-width:640px}.wizard h1{font-size:var(--type-h1-tool)}.wizard__copy{margin:var(--space-3) 0 var(--space-8);font-size:15px}.choice-fieldset{border:0;min-width:0;margin:0;padding:0}.choice-grid{grid-template-columns:repeat(2,minmax(0,1fr));grid-auto-rows:1fr;gap:10px;display:grid}.choice-grid--single{grid-template-columns:1fr}.choice{cursor:pointer;min-width:0;height:100%;position:relative}.choice input{z-index:2;opacity:0;cursor:pointer;width:100%;height:100%;margin:0;position:absolute;inset:0}.choice__body{height:100%;padding:14px 42px 14px var(--space-4);border:1px solid var(--colour-border);border-radius:var(--radius-control);background:var(--colour-surface);transition:border-color var(--transition-fast), background var(--transition-fast), box-shadow var(--transition-fast), transform var(--transition-fast);flex-direction:column;justify-content:center;gap:2px;display:flex;position:relative}.choice-grid--size-compact .choice__body{min-height:58px;padding-block:12px}.choice-grid--size-standard .choice__body{min-height:76px}.choice-grid--size-detailed .choice__body{min-height:88px;padding-block:var(--space-4)}.choice:hover .choice__body{border-color:var(--colour-border-strong);transform:translateY(-1px);box-shadow:0 4px 10px #141f180a}.choice input:checked+.choice__body{border-color:var(--colour-accent);background:var(--colour-accent-soft);box-shadow:inset 0 0 0 1px var(--colour-accent)}.choice input:checked+.choice__body:after{content:"✓";top:var(--space-3);right:var(--space-3);color:#fff;background:var(--colour-accent);border-radius:50%;place-items:center;width:20px;height:20px;font-size:12px;font-weight:800;display:grid;position:absolute}.choice__label{overflow-wrap:anywhere;color:var(--colour-text);font-size:15px;font-weight:680}.choice__detail{color:var(--colour-text-muted);font-size:13px;line-height:1.45}.special-pathway{justify-content:space-between;align-items:center;gap:var(--space-4);width:100%;min-height:52px;margin-top:var(--space-4);padding:var(--space-3) var(--space-4);border:0;border-top:1px solid var(--colour-border);color:var(--colour-text);text-align:left;cursor:pointer;background:0 0;display:flex}.special-pathway span:first-child{font-size:14px;font-weight:680}.special-pathway span:last-child{color:var(--colour-text-muted);text-underline-offset:3px;flex:none;font-size:12px;text-decoration:underline}.special-pathway:hover span:last-child{color:var(--colour-accent)}.special-pathway:focus-visible{box-shadow:var(--focus-ring);border-radius:8px;outline:none}.availability-note{margin:var(--space-4) 0 0;color:var(--colour-text-subtle);font-size:13px}.price-form label,.date-form label{margin-bottom:var(--space-2);color:var(--colour-text);font-size:13px;font-weight:680;display:block}.date-form input{width:100%;height:58px;padding:0 var(--space-4);border:1px solid var(--colour-border);border-radius:var(--radius-control);color:var(--colour-text);--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;background:#fff;font-size:17px;font-weight:620}.date-form input:focus{border-color:var(--colour-accent);box-shadow:var(--focus-ring);outline:none}.date-form input.input-error{border-color:var(--colour-danger);background:var(--colour-danger-soft)}.date-form .button{float:right}.percent-field>input:first-child{font-size:clamp(24px,5vw,29px)}.currency-field{height:78px;padding:0 var(--space-5);border:1px solid var(--colour-border);color:var(--colour-text-muted);transition:border-color var(--transition-fast), box-shadow var(--transition-fast), background var(--transition-fast);background:#fff;border-radius:14px;align-items:center;gap:10px;display:flex}.currency-field:focus-within{border-color:var(--colour-accent);box-shadow:var(--focus-ring)}.currency-field--error,.currency-field--error:focus-within{border-color:var(--colour-danger);background:var(--colour-danger-soft);box-shadow:0 0 0 3px #9b352e24}.currency-field>span:first-child{font-size:26px}.currency-field input{min-width:0;color:var(--colour-text);letter-spacing:-.025em;background:0 0;border:0;outline:0;flex:1;font-size:clamp(27px,5vw,32px);font-weight:640}.currency-field input::placeholder{color:#5f6b66}.currency-code{letter-spacing:.08em;font-size:12px;font-weight:720}.field-hint,.field-error{min-height:20px;margin:var(--space-2) 0 var(--space-5);color:var(--colour-text-muted);font-size:13px;line-height:1.45}.field-error{color:var(--colour-danger)}.price-form .button{float:right}.card-footer{min-height:58px;padding:0 var(--space-14);border-top:1px solid #e9ece8;align-items:center;display:flex}.back-button{min-width:70px;min-height:44px;padding:0 var(--space-3);color:var(--colour-text-muted);cursor:pointer;transition:color var(--transition-fast), background var(--transition-fast);background:0 0;border:0;border-radius:9px;justify-content:center;align-items:center;gap:7px;margin-left:-12px;font-size:13px;font-weight:680;display:flex}.back-button:hover{color:var(--colour-text);background:var(--colour-surface-muted)}.disclaimer{color:var(--colour-text-subtle);text-align:center;place-self:end center;margin:0;font-size:13px;line-height:1.4}.unavailable{max-width:580px;margin:0 auto}.result-kicker{align-items:center;gap:var(--space-2);margin:0 0 var(--space-3);color:#765c28;letter-spacing:.04em;text-transform:uppercase;font-size:12px;font-weight:720;display:inline-flex}.result-kicker>span{background:#ad8540;border-radius:50%;width:7px;height:7px;box-shadow:0 0 0 4px #f5eddd}.unavailable h1{font-size:clamp(32px,5vw,40px)}.unavailable__lead{margin:var(--space-3) 0 var(--space-6);font-size:15px}.purchase-summary{margin:0 0 var(--space-6);border:1px solid var(--colour-border);border-radius:var(--radius-control);background:var(--colour-surface-muted);grid-template-columns:1fr 1fr;display:grid}.purchase-summary>div{padding:var(--space-4)}.purchase-summary>div+div{border-left:1px solid var(--colour-border)}.purchase-summary dt{margin-bottom:var(--space-1);color:var(--colour-text-subtle);font-size:12px}.purchase-summary dd{color:var(--colour-text);margin:0;font-size:16px;font-weight:680}.fee-preview{margin-bottom:var(--space-5);border-top:1px solid var(--colour-border)}.fee-preview__heading{margin:var(--space-4) 0 var(--space-2);color:var(--colour-text-subtle);letter-spacing:.06em;text-transform:uppercase;font-size:12px;font-weight:720}.fee-preview__heading--benefits{margin-top:var(--space-5)}.fee-preview__row{justify-content:space-between;align-items:center;gap:var(--space-4);min-height:40px;color:var(--colour-text);border-bottom:1px solid #e9ece8;font-size:14px;display:flex}.fee-preview__row strong{color:var(--colour-text-subtle);font-size:12px;font-weight:650}.notice{gap:var(--space-3);padding:var(--space-4);margin:0 0 var(--space-6);border-radius:var(--radius-control);background:var(--colour-accent-soft);color:var(--colour-accent);border:1px solid #d7e2da;display:flex}.notice p{margin:0;font-size:13px;line-height:1.45}.notice p span{color:var(--colour-text-muted);margin-top:2px;display:block}.result-actions{align-items:center;gap:var(--space-2);display:flex}.result-view{text-align:center}.result-detail{max-width:700px;margin:0 auto}.result-detail>h1{letter-spacing:-.052em;font-family:ui-sans-serif,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:clamp(48px,7vw,58px);font-weight:700;line-height:.98}.result-total-label{margin:0 0 var(--space-2);color:var(--colour-text);font-size:16px;font-weight:680}.result-basis{margin:var(--space-3) 0 var(--space-5);color:var(--colour-text-muted);font-size:16px}.result-trust{color:var(--colour-text-muted);margin:0;font-size:14px;line-height:1.55}.result-assurance{max-width:620px;margin:var(--space-1) 0 var(--space-8);color:var(--colour-text-muted);font-size:14px;line-height:1.55}.section-label{margin:var(--space-8) 0 var(--space-3);color:var(--colour-text-subtle);letter-spacing:.065em;text-transform:uppercase;font-size:13px;font-weight:740}.result-kicker--verified{color:var(--colour-accent)}.result-kicker--verified>span{background:var(--colour-accent);box-shadow:0 0 0 4px var(--colour-accent-soft)}.result-group{margin-top:var(--space-8);border-top:1px solid var(--colour-border)}.result-group h2{margin:var(--space-5) 0 var(--space-2);color:var(--colour-text-subtle);letter-spacing:.065em;text-transform:uppercase;font-size:13px;font-weight:740}.result-line{padding:var(--space-4) 0;border-bottom:1px solid #e9ece8}.result-line__main,.result-sum{justify-content:space-between;gap:var(--space-4);display:flex}.result-line__main{align-items:baseline;font-size:16px}.result-line__main strong{font-size:17px;font-weight:720}.result-group--benefit .result-line__main strong{color:var(--colour-accent)}.result-line details{margin-top:var(--space-1);color:var(--colour-text-muted);font-size:13px;line-height:1.5}.result-line summary{width:max-content;color:var(--colour-text-muted);cursor:pointer;font-size:12px;font-weight:650}.result-line summary::marker{color:var(--colour-text-subtle)}.result-line summary:hover{color:var(--colour-text)}.result-line details p{margin:var(--space-2) 0}.result-line details dl{margin:var(--space-2) 0;padding:var(--space-3);background:var(--colour-surface-muted);border:1px solid #e8ebe7;border-radius:9px}.result-line details dl div{gap:var(--space-2);grid-template-columns:112px 1fr;padding:2px 0;display:grid}.result-line details dt{font-weight:680}.result-line details dd{margin:0}.result-line details a{color:var(--colour-accent);text-underline-offset:3px;font-weight:680}.result-line details small{margin-top:var(--space-1);display:block}.result-sum{padding:var(--space-5) 0;align-items:baseline;font-size:16px;font-weight:700}.result-sum strong{font-size:18px}.result-notes{margin:var(--space-5) 0;color:var(--colour-text-muted);font-size:13px;line-height:1.5}.result-notes p{margin:var(--space-2) 0}.additional-relief-notice{gap:var(--space-3);padding:var(--space-4);margin-top:var(--space-6);border-radius:var(--radius-control);background:var(--colour-accent-soft);color:var(--colour-accent);border:1px solid #cbdcd1;display:flex}.additional-relief-notice strong,.additional-relief-notice small{display:block}.additional-relief-notice p{margin:var(--space-1) 0 var(--space-2);color:var(--colour-text-muted);font-size:13px;line-height:1.5}.additional-relief-notice a{color:var(--colour-accent);font-size:13px;font-weight:680}.additional-relief-notice small{margin-top:var(--space-2);color:var(--colour-text-muted);font-size:12px}.other-costs,.answer-review{margin-top:var(--space-4);padding:var(--space-4);border:1px solid var(--colour-border);border-radius:var(--radius-control);color:var(--colour-text-muted);background:var(--colour-surface-muted);font-size:14px;line-height:1.5}.other-costs summary,.answer-review summary{color:var(--colour-text);cursor:pointer;font-weight:700}.other-costs p{margin:var(--space-3) 0 0}.other-costs ul{margin:var(--space-2) 0;padding-left:var(--space-5)}.answer-review dl{margin:var(--space-3) 0 0}.answer-review dl div{justify-content:space-between;gap:var(--space-4);border-top:1px solid var(--colour-border);padding:7px 0;display:flex}.answer-review dt{flex:none}.answer-review dd{color:var(--colour-text);text-align:right;margin:0;font-weight:650}.answer-review__actions{gap:var(--space-2);margin-top:var(--space-3);flex-wrap:wrap;display:flex}.answer-review__actions button{min-height:44px;padding:0 var(--space-3);border:1px solid var(--colour-border-strong);color:var(--colour-accent);background:var(--colour-surface);cursor:pointer;border-radius:9px;font-size:12px;font-weight:680}.answer-review__actions button:focus-visible,.other-costs summary:focus-visible,.answer-review summary:focus-visible,.result-line summary:focus-visible{box-shadow:var(--focus-ring);outline:none}.education{width:min(var(--container), calc(100% - 48px));border-top:1px solid var(--colour-border);margin:0 auto;padding:clamp(76px,9vw,124px) 0}.education__intro{max-width:720px}.education h1,.education h2{color:var(--colour-text);font-family:var(--font-display);letter-spacing:-.045em;margin:0;font-size:clamp(36px,5vw,54px);font-weight:500;line-height:1.05}.education__intro>p:last-child,.education article p,.education__faq p{color:var(--colour-text-muted);line-height:1.65}.education__grid{margin-top:var(--space-12);grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;display:grid}.education article{border:1px solid var(--colour-border);border-radius:var(--radius-card);background:#fbfaf6b3;min-height:220px;padding:27px;position:relative}.education article:before{content:"";background:#c89559;border-radius:999px;width:28px;height:3px;margin-bottom:42px;display:block}.education h3{margin:0 0 var(--space-2);color:var(--colour-text);letter-spacing:-.02em;font-size:18px}.education article p{margin:0;font-size:14px}.education__examples{margin-top:28px}.education__examples>p{max-width:720px;color:var(--colour-text-muted);line-height:1.55}.education__examples-note{max-width:720px;color:var(--colour-text-muted);margin-top:18px;font-size:.95rem;line-height:1.55}.education__grid--examples{margin-top:18px}.education__sources,.education__faq{border-top:1px solid var(--colour-border);margin-top:clamp(54px,7vw,82px);padding-top:30px}.education__sources ul{gap:0 var(--space-8);grid-template-columns:repeat(2,minmax(0,1fr));margin-top:24px;padding:0;list-style:none;display:grid}.education__sources li{border-bottom:1px solid var(--colour-border);align-items:center;min-height:48px;display:flex}.education__sources li:before{color:#855b30;content:"↗";margin-right:10px}.education a{color:var(--colour-accent);text-underline-offset:3px;font-weight:650}.education__faq details{border-bottom:1px solid var(--colour-border);padding:20px 0}.education__faq summary{min-height:28px;color:var(--colour-text);cursor:pointer;padding-right:34px;font-weight:680;list-style:none;position:relative}.education__faq summary::-webkit-details-marker{display:none}.education__faq summary:after{color:#855b30;content:"+";transition:transform var(--transition-fast);font-size:20px;font-weight:450;position:absolute;top:0;right:4px}.education__faq details[open] summary:after{transform:rotate(45deg)}.education__faq p{max-width:none;margin:var(--space-3) 0 0;font-size:14px}.education--guide{border-top:0;padding-top:36px}.education__crumbs{color:var(--colour-text-subtle);flex-wrap:wrap;gap:8px;margin:0 0 22px;font-size:.86rem;display:flex}.education__crumbs a{font-weight:650}.education__prose{max-width:none;margin-top:28px}.education__prose h2{color:var(--colour-text);letter-spacing:-.02em;margin:1.7rem 0 .55rem;font-family:inherit;font-size:1.2rem;font-weight:750;line-height:1.3}.education__prose p,.education__glossary dd{color:var(--colour-text-muted);margin:0 0 .9rem;font-size:1rem;line-height:1.65}.education__glossary dt{color:var(--colour-text);margin:1.15rem 0 .25rem;font-size:1.02rem;font-weight:750}.education__plain-list{color:var(--colour-text-muted);margin:0 0 1rem;padding-left:1.15rem;line-height:1.55}.education__plain-list li+li{margin-top:.45rem}.education__reviewed{color:var(--colour-text-subtle);margin:36px 0 10px;font-size:.82rem}.education__notice{border:1px solid var(--colour-border);border-radius:var(--radius-card);background:var(--colour-surface-elevated);max-width:none;padding:16px 18px}.education__notice p{color:var(--colour-text-muted);margin:0;font-size:.92rem;line-height:1.55}.education__notice p+p{margin-top:.6rem}.education--guide .education__grid article{min-height:0}.system-message{padding:var(--space-6);background:var(--colour-canvas-dark);flex:1;place-items:center;display:grid}.system-message__card{width:min(100%,600px);padding:var(--space-10);border:1px solid var(--colour-border);border-radius:var(--radius-card);background:var(--colour-surface);box-shadow:var(--shadow-card)}.system-message__card h1{font-size:36px}.system-message__card p:not(.eyebrow){color:var(--colour-text-muted);line-height:1.55}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}@media (max-width:560px){.page-shell{padding:var(--space-4) var(--space-3) 0;flex-direction:column;justify-content:flex-start;align-items:stretch;display:flex}.brand{flex:none;margin-bottom:0}.calculator-card{width:calc(100% + 24px);min-height:0;margin:var(--space-4) -12px 0;border-radius:var(--radius-card) var(--radius-card) 0 0;border-bottom:0;border-left:0;border-right:0;flex:1;box-shadow:0 -1px #141f1805}.calculator-card--result{min-height:0}.card-content{padding:var(--space-8) var(--space-5)}.intro{padding:var(--space-12) var(--space-5)}.wizard__copy{margin-bottom:var(--space-6)}.choice-grid{gap:var(--space-2);grid-template-columns:1fr}.choice-grid--many{grid-template-columns:repeat(2,minmax(0,1fr))}.choice-grid--many .choice__body{padding-left:13px;padding-right:38px}.card-footer{padding:0 var(--space-5)}.purchase-summary{grid-template-columns:1.5fr 1fr}.education{width:calc(100% - 32px);padding-block:var(--space-14)}.education__grid,.education__sources ul{grid-template-columns:1fr}}@media (max-width:390px){.page-shell{padding-inline:var(--space-2)}.calculator-card{width:calc(100% + 16px);margin-left:-8px;margin-right:-8px}.card-content,.intro{padding-inline:var(--space-4)}.choice-grid--many .choice__detail{font-size:12px}.currency-field{padding-inline:var(--space-4)}.result-actions{flex-direction:column;align-items:stretch}.result-actions .button{width:100%}}@media (max-width:360px){.choice-grid--many{grid-template-columns:1fr}}@media (hover:none){.choice:hover .choice__body,.button--primary:hover{transform:none}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}@media (forced-colors:active){.calculator-card,.choice__body,.currency-field,.date-form input,.purchase-summary,.other-costs,.answer-review{border:1px solid canvastext}.progress,.result-kicker>span{background:highlight}}html:root{--colour-text-subtle:#5f6f79;--shadow-hairline:0 8px 22px #14202c0a;--shadow-card:0 18px 44px #06172117;--shadow-control:0 7px 18px #0b2c3d1a;--font-display:"Iowan Old Style", Baskerville, "Palatino Linotype", "Book Antiqua", Palatino, Georgia, serif;--type-h1-marketing:clamp(2.75rem, 5vw, 4.25rem);--type-h1-tool:clamp(2.25rem, 4vw, 3.4rem);--type-h1-marketing-mobile:clamp(2.25rem, 8.5vw, 2.625rem);--type-h1-tool-mobile:clamp(2.1rem, 7.5vw, 2.4rem);--type-quiet:.8125rem;--colour-canvas-dark:#060707;--colour-accent:#855b30;--colour-accent-hover:#684522;--colour-accent-soft:#f4ece3;--tbr-ink:#161717;--tbr-ink-950:#060707;--tbr-ink-900:#0b0c0c;--tbr-ink-800:#171817;--tbr-ink-700:#262521;--focus-ring:0 0 0 2px #f3efe6, 0 0 0 4px #855b30}.page-shell,.tbr-shell{background-color:#060707;background-image:radial-gradient(circle at 84% 9%,#c895591f,#0000 27rem),linear-gradient(155deg,#0b0c0c 0%,#050606 76%)}.page-shell:before,.tbr-shell:before{opacity:.12;background-image:linear-gradient(#c8955909 1px,#0000 1px),linear-gradient(90deg,#c8955909 1px,#0000 1px)}.brand__mark span{border-color:#171817}.button--primary{background-color:#855b30;background-image:linear-gradient(135deg,#9b6a38,#855b30)}.button--primary:hover{background:#684522}.tbr-hero{background-color:#0b0c0c;background-image:radial-gradient(circle at 88% 6%,#c8955921,#0000 24rem),linear-gradient(132deg,#080909 5%,#111210 62%,#070808 100%);border-color:#c895593b}.tbr-hero:before{border-color:#e1bf912e;box-shadow:0 0 0 64px #c8955909}.tbr-hero:after{background:linear-gradient(#0000,#e5b77e47)}.tbr-mode-card{background-color:#ffffff0b;border-color:#f8f5ee29}.tbr-mode-grid--states .tbr-mode-card,.tbr-mode-card--primary{background-image:linear-gradient(145deg,#fffdf9,#f2ece3);border-color:#c895599e}.tbr-verified{background:#ffffff09;border-color:#c8955938}.tbr-calculator-hub__hero h1{font-size:var(--type-h1-marketing,clamp(2.75rem, 5vw, 4.25rem));letter-spacing:-.028em;line-height:1.03}.tbr-info__intro h1{font-size:var(--type-h1-marketing);letter-spacing:-.03em;line-height:1.04}.tbr-journey__body h1{font-size:var(--type-h1-marketing);letter-spacing:-.032em;line-height:1.04}.tbr-hero h1{font-size:var(--type-h1-marketing);letter-spacing:-.034em;line-height:1.04}.tbr-calculator h1{font-size:var(--type-h1-tool);letter-spacing:-.025em;line-height:1.08}.tbr-primary,.tbr-secondary{padding-inline:22px;font-size:.94rem;font-weight:650}.tbr-site-header__inner{min-height:74px}.tbr-site-header__brand img{width:182px}.tbr-calculator-hub__card{border-radius:var(--radius-card);background:var(--colour-surface-elevated);border-color:#855b303d;min-height:214px}.tbr-calculator-hub__card.is-featured{background:linear-gradient(150deg, var(--colour-surface-elevated), #f4ece3);border-color:#855b305c}.tbr-calculator-hub__start{margin-top:38px}.tbr-calculator-hub__trust{background:radial-gradient(circle at 88% 24%,#c895591f,#0000 18rem),#080909;border:1px solid #c8955933}.tbr-calculator-hub__card,.tbr-info__grid article,.tbr-plan-entry__states button,.tbr-journey,.tbr-journey-choice,.choice__body{box-shadow:var(--shadow-hairline)}.tbr-plan-entry__states button{background:var(--colour-surface-elevated)}.tbr-journey{border-color:var(--tbr-line-light);background:var(--colour-surface-elevated)}.tbr-journey__stages span{color:var(--colour-text-subtle)}.tbr-journey__state-card small,.tbr-journey-choice small{color:var(--colour-text-muted)}.skip-link{z-index:10;border-radius:var(--radius-control);color:#fff;background:var(--colour-accent);padding:12px 16px;position:fixed;top:12px;left:12px;transform:translateY(-150%)}.skip-link:focus{transform:translateY(0)}.tbr-tools-back{min-height:44px}.education__related{margin-top:40px}.education__related h2{margin-top:0}#guide-article-host{background:var(--colour-canvas);min-height:100%}.education--guide{padding-top:42px}.education--guide .education__intro{background:radial-gradient(circle at 88% 15%,#c8955924,#0000 23rem),linear-gradient(135deg,#0a0b0a,#111210);border:1px solid #c8955938;max-width:none;padding:clamp(38px,5vw,64px);overflow:hidden}.education--guide .education__crumbs{color:#f8f5ee8c}.education--guide .education__crumbs a{color:#d0a069}.education--guide .education__intro h1{color:#fffdf8;max-width:none;font-size:var(--type-h1-marketing);font-weight:400;line-height:1.02}.education--guide .education__intro>p:last-child{color:#f8f5eead;max-width:none;font-size:1.05rem}.education--guide .education__prose{margin-top:46px}.tbr-result-section,.tbr-funding,.tbr-contact,.tbr-contact-cta{scroll-margin-top:96px}input[inputmode=numeric]::placeholder,input[type=number]::placeholder{color:#0000!important;opacity:0!important}.tbr-journey__body>*{animation:.24s cubic-bezier(.22,.74,.24,1) both tbr-journey-screen-in}@keyframes tbr-journey-screen-in{0%{opacity:1;transform:translate(8px)}to{opacity:1;transform:translate(0)}}.tbr-error{border:1px solid #9a3f3838;border-left:3px solid var(--colour-danger);border-radius:var(--radius-control);background:var(--colour-danger-soft);color:#7d302a;margin:12px 0 0;padding:11px 13px;font-size:.9rem;font-weight:650;line-height:1.45}.tbr-contact-cta{border:1px solid var(--tbr-line-light);border-radius:var(--radius-card);background:var(--colour-surface-muted);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:20px;margin-top:30px;padding:22px 24px;display:flex}.tbr-contact-cta--form{display:block}.tbr-contact-cta+.tbr-contact-cta{display:none}.tbr-contact-cta>div{gap:4px;display:grid}.tbr-contact-cta strong{color:var(--colour-text);font-size:1rem}.tbr-contact-cta span,.tbr-contact-cta p,.tbr-contact-cta small{color:var(--colour-text-muted);line-height:1.45}.tbr-contact-cta .tbr-primary{flex:none}.tbr-contact-cta>.tbr-contact__direct{flex:1 0 100%;margin:0}.tbr-contact__form>label{color:var(--colour-text);font-weight:700}.tbr-contact__form select,.tbr-contact__form input,.tbr-contact__form textarea{border:1px solid var(--tbr-line-light);border-radius:var(--radius-control);width:100%;color:var(--colour-text);font:inherit;background:#fff;margin-top:7px;padding:11px 12px}.tbr-field-label{flex-wrap:wrap;align-items:center;gap:8px;margin:28px 0 9px;display:flex;position:relative}.tbr-field-label .tbr-money-label{margin:0;display:inline}.tbr-info-tip{color:var(--colour-accent);cursor:help;background:0 0;border:0;flex:none;margin:0;padding:0;font-size:.95rem;line-height:1}.tbr-info-tip:focus:after{content:attr(data-info);background:#fff;position:absolute}.tbr-contact-cta .tbr-contact{border-top:0;margin-top:0;padding-top:0}.tbr-contact-cta .tbr-contact h3{color:var(--colour-text);font-family:var(--font-display);margin:0;font-size:clamp(1.35rem,2.5vw,1.7rem)}.tbr-contact-cta .tbr-contact>p{max-width:620px;margin:8px 0 18px}.tbr-contact__form{gap:16px;margin-top:18px;display:grid}.tbr-contact__hint{color:var(--colour-text-subtle);margin-top:6px;font-size:.82rem;font-weight:500;line-height:1.45;display:block}.tbr-contact__consent{grid-template-columns:auto 1fr;align-items:start;gap:10px;display:grid}.tbr-contact__consent input{width:18px;min-height:18px;margin:2px 0 0}.tbr-info .tbr-eyebrow{margin:0 0 12px}.tbr-mode-grid--states .tbr-state-card--tool strong{font-size:clamp(28px,3vw,34px)}.tbr-supporting-info{border:1px solid var(--colour-border);border-radius:var(--radius-card);background:var(--colour-surface);width:min(1080px,100% - 48px);margin:28px auto 72px;overflow:hidden}.tbr-supporting-info>summary{min-height:58px;color:var(--colour-text);cursor:pointer;justify-content:space-between;align-items:center;gap:16px;padding:16px 20px;font-weight:750;list-style:none;display:flex}.tbr-supporting-info>summary::-webkit-details-marker{display:none}.tbr-supporting-info>summary:after{color:var(--colour-gold-dark);content:"+";transition:transform var(--transition-fast);flex:none;font-size:20px;font-weight:500}.tbr-supporting-info[open]>summary:after{transform:rotate(45deg)}.tbr-supporting-info>summary:focus-visible{box-shadow:inset var(--focus-ring);outline:none}.tbr-supporting-info__body{border-top:1px solid var(--colour-border);padding:0 20px 24px}.tbr-supporting-info .education{border-top:0;width:100%;margin:0;padding:28px 0 0}@media (min-width:821px){.tbr-site-footer__inner{grid-template-columns:minmax(240px,1.2fr) repeat(2,minmax(150px,.7fr))}.tbr-site-footer__brand{text-align:left;align-content:start;justify-items:start;display:grid}.tbr-site-footer nav{justify-self:start}}@media (max-width:820px){.tbr-site-header__inner{min-height:64px}.tbr-site-header__brand img{width:min(154px,52vw)}}@media (max-width:760px){.education__related{margin-top:52px}.education--guide{padding-top:24px}.education--guide .education__intro{padding:30px 24px}.education--guide .education__intro h1{font-size:var(--type-h1-marketing-mobile);line-height:1.04}.tbr-contact-cta{flex-direction:column;align-items:stretch;gap:14px;margin-top:26px;padding:20px}.tbr-contact-cta .tbr-primary{width:100%}.tbr-supporting-info{width:min(100% - 24px,1080px);margin-bottom:52px}.tbr-supporting-info>summary{min-height:54px;padding:14px 16px}.tbr-supporting-info__body{padding:0 16px 20px}}@media (max-width:680px){.tbr-calculator-hub__hero h1,.tbr-info__intro h1,.tbr-journey__body h1,.tbr-hero h1{font-size:var(--type-h1-marketing-mobile,clamp(2.25rem, 8.5vw, 2.625rem));line-height:1.04}.tbr-calculator h1{font-size:var(--type-h1-tool-mobile,clamp(2.1rem, 7.5vw, 2.4rem));line-height:1.06}}@media (max-width:470px){.tbr-primary,.tbr-secondary{width:100%}}.tbr-primary:not(.tbr-primary--inverse),a.tbr-primary:not(.tbr-primary--inverse):link,a.tbr-primary:not(.tbr-primary--inverse):visited,button.tbr-primary:not(.tbr-primary--inverse),a.tbr-primary.tbr-calculator-hub__start{color:#fffdf8;background-color:#855b30;background-image:none;border-color:#9c6d3b;box-shadow:0 8px 22px #855b3047}.tbr-primary:not(.tbr-primary--inverse):hover,.tbr-primary:not(.tbr-primary--inverse):focus-visible,a.tbr-primary:not(.tbr-primary--inverse):hover,a.tbr-primary:not(.tbr-primary--inverse):focus-visible,button.tbr-primary:not(.tbr-primary--inverse):hover,button.tbr-primary:not(.tbr-primary--inverse):focus-visible{color:#fffdf8;background-color:#684522;background-image:none;border-color:#855b30}a.tbr-primary.tbr-calculator-hub__start{min-height:48px}.tbr-homepage a.tbr-homepage__action--text.tbr-secondary,.tbr-homepage a.tbr-homepage__action--text.tbr-secondary:link,.tbr-homepage a.tbr-homepage__action--text.tbr-secondary:visited{color:#f8f5eeeb;box-shadow:none;background:0 0;border:1px solid #f8f5ee61}@media (prefers-reduced-motion:reduce){.tbr-journey__body>*,.tbr-error{animation:none}}.page-shell .calculator-card{border-radius:var(--radius-panel);background:var(--tbr-paper,#fbfaf6);box-shadow:var(--shadow-card);border-color:#e6cdaa61}.page-shell .eyebrow{color:var(--colour-gold-dark,#855b30);font-size:var(--type-quiet,.8125rem);letter-spacing:.14em;opacity:1}.page-shell .button--primary{color:#fffdf8;background:#855b30;border-color:#9c6d3b;box-shadow:0 8px 22px #855b3047}.page-shell .button--primary:hover{background:#684522;border-color:#855b30}.page-shell .date-form input,.page-shell .currency-field,.page-shell .choice__body{border-radius:var(--radius-control)}.page-shell .result-detail>h1{font-family:var(--font-display);letter-spacing:-.04em;font-weight:500}