Personal loan planning
Estimate repayments and total interest using a loan amount, interest rate and term you choose. This is general repayment arithmetic, not credit advice.
It does not assess whether you can borrow, whether a loan suits you, or whether an application would be approved.
Personal loan planning
Estimate repayments and total interest using a loan amount, interest rate and term you choose. This is general repayment arithmetic, not credit advice. It does not assess whether you can borrow, whether a loan suits you, or whether an application would be approved.
A principal-and-interest estimate uses the loan amount, the annual interest rate, the loan term and how often repayments are made. Each repayment covers interest on the remaining balance, then reduces the principal.
Use a rate from a quote or lender materials you already have. This page does not assume or publish a market rate, and optional fees are shown separately from interest.
Lenders may use daily interest, different rounding, fees, rate changes or their own payment conventions. This page is not a comparison rate, a lender quote or credit advice.
No. General illustration only.
No. We use only the interest rate you type; optional fees are shown separately.
From a quote or lender materials you already have. We do not publish market rates here.